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<h1><span style="color: rgb(218, 237, 182);">No Recourse to Public Funds</span></h1><p>This is guidance on no recourse to public funds (NRPF) and &#039;change of conditions&#039; applications.</p>

No Recourse to Public Funds

This is guidance on no recourse to public funds (NRPF) and 'change of conditions' applications.

Please note: In November 2025, the Government announced that accessing benefits while on a route to settlement may impact future applications for indefinite leave to remain. As of now, nothing has changed and these proposals are not yet in the law. 

What is No Recourse to Public Funds?

No Recourse to Public Funds (NRPF) is an immigration condition that means you cannot access most state benefits, tax credits, or public housing in the UK. It usually applies to people with temporary immigration permission, such as work, study or spouse visas. People without lawful immigration status are also prohibited from recourse to public funds.  

The condition is intended to ensure individuals support themselves financially. However, there are limited exceptions. In some circumstances, NRPF can be lifted, for example where a person is destitute, there are safeguarding concerns involving children, or there are serious health or welfare issues. 

Removing the No Recourse to Public Funds Condition 

Many people are granted leave to remain with a condition restricting access to public funds. In some circumstances, it is possible to apply to have this restriction lifted. You do this by submitting a ‘change of conditions’ application to the Home Office. If approved, this allows access to mainstream benefits and can provide a vital source of financial support, helping to prevent destitution. 

Below we explain how to help you make the application yourself if you want to. 

Eligibility: ‘Change of conditions’ application to remove NRPF

Only people with certain types of immigration leave can apply to have the No Recourse to Public Funds (NRPF) restriction lifted.  The Home Office guidance is here.

Home Office guidance states that the people on the following routes may be eligible: 

  • have permission to stay on the basis of your family or private life (10 year route) 

  • have applied for permission to stay on the basis of your family or private life 

  • have permission to stay with a close relative with protection status as a child 

  • hold a British National (Overseas) visa 

You may also be eligible if you are on the 5-year partner, parent, or private life route. If you apply to have the NRPF condition lifted and it is granted you will remain on the 5-year route to settlement, However, if you still need recourse to public funds when you need to apply again you are likely to be put on the 10-year route to settlement instead. This may be challenged, as the Home Office can grant leave on the 5-year route with access to public funds. It is recommended that you obtain legal advice if you are in this situation. 

If you are facing destitution and your type of leave is not listed above, it may still be possible to apply to vary your leave. However, it is not recommended that you do this without obtaining legal advice first. The chances of such applications being successful are very low and may lead to a risk of your leave being cancelled. 

If your leave is listed above, then you will still need to demonstrate that: 

  • You are destitute; or 

  • There are particularly compelling reasons relating to the welfare of your child on account of your very low income; or 

  • There are exceptional circumstances in your case relating to your financial circumstances. 

The Home Office state that a person is destitute if: 

  • They do not have adequate accommodation or any means of obtaining it, whether or not their other essential living needs are met; or 

  • They have adequate accommodation or the means of obtaining it but cannot meet their other essential living need

How to Apply - Change of conditions application

Applications to have the NRPF restriction lifted require a large amount of evidence. Although you may feel that the Home Office should already hold some of this information, it is the applicant’s responsibility to prove that they are eligible to have the restriction lifted, and all relevant evidence must be submitted. 

The Home Office website lists the following types of evidence as required: 

  • Your digital immigration status, or your passport, to prove your identity 

  • Six months of bank statements for all accounts held by all members of your household, including children and accounts that are rarely used. Statements should be annotated to explain any significant or regular transactions 

  • Pay slips covering the most recent six months 

  • A breakdown of monthly income and expenditure 

  • A recent tenancy agreement or mortgage statement 

  • Recent utility bills and other relevant household bills 

  • A recent P45 or P60 

  • A letter from an employer confirming the length of employment, hours worked and salary. The letter should state the writer’s position in the organisation and include contact details 

  • A recent letter from a local authority confirming any support being provided 

  • A recent letter from a registered charity or other organisation providing support 

  • Recent letters from family or friends who are providing support, confirming how often support is given and in what form 

  • A recent letter confirming that you, your spouse or your partner is in receipt of public funds, if applicable 

Any additional evidence showing your current destitution or financial difficulties should also be submitted. This may include credit card or loan statements, letters confirming debts, or medical records or sick notes showing that you are unable to work. You should also include a breakdown of your income and expenditure, which can be provided using the attached spreadsheet

It is strongly recommended that you include a cover letter explaining your current financial situation and why you are asking for the NRPF restriction to be lifted. Once you have submitted the online application, you will be given details of where to send your evidence by email or post.  

You should ensure that all evidence is ready before completing the application.  

Special care must be taken when providing bank statements. The Home Office may carry out a credit check, and, if accounts are identified that have not been declared, the application may be refused. 

Six months of bank statements must be provided for all accounts held by everyone in the household, even if the accounts are empty. You must annotate your statements to explain any significant or regular transactions. As a general guide, you should explain any transaction over £50

If you regularly receive financial support from friends or family members, you should ask them to write a letter explaining this. 

Once you have gathered your evidence, you can fill out the ‘change of conditions’ application form

This application is free and can be made online. 

There are no set times for these applications to be decided, so they can take a long time. The Home Office will look at the applications when they receive them and assess how urgent they are. It is important that you explain the urgency in any letter you submit.  

They prioritise them in 3 categories:  

  • Tier 1 - where an applicant is street homeless or has a serious vulnerability which makes their situation very urgent, the application should be considered as soon as possible within 72 working hours (excluding public holidays) 

  • Tier 2 - where the applicant or one of their dependants has serious vulnerabilities but their situation is not considered to be so urgent as to meet Tier 1, the application should be considered as soon as possible within 14 working days 

  • Tier 3 - all other applications will be considered as usual: there is no set service standard - however, all reasonable efforts should be made to consider cases as soon as possible 

Decision

If the application is granted, then you will be able to access public funds for the length of your leave, and whilst any in-time application for further leave is outstanding. 

If the application is refused, there is no right of appeal. You can ask the Home Office to look at it again (a ‘reconsideration’). This will only work if they failed to consider evidence that you supplied before the decision or applied the law wrongly. 

Alternatively, you can make a new change of conditions application with evidence that deals with the reasons why the application was refused. 

Additional support

If you are finding it difficult to make this application yourself, you can make a referral to GMIAU and our destitution team might be able to assist you with making the application.

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